Find Your Home !

About Me

Testimonials


Joy is competent, trust worthy, supportive, and a great communicator. Joy makes the daunting process very simple and pleasant. She listens to every concern and provides prompt excellent, knowledgeable feedback. She helped us with both the buying and selling process and we are always impressed by her genuine kindness, professional demeanor, knowledgeable approach and effectiveness. If you want someone who listens to your concerns and consistently goes above and beyond, Joy is that agent! Verified by RateMyAgent 07/12/26

- Roger Brown

The absolute best!!! Joy was absolutely amazing. She is so knowledgeable and took the time to answer all our questions. She made time to answer our calls any time of day and was always happy to help us. She kept us sane during the process and we couldn’t have asked for a better agent. Thank you Joy for everything, I would recommend everyone to work with her if I could! 20/10!!! Verified by RateMyAgent 06/17/26

- Daniel Swoffer

We loved working with Joy! We had a very positive experience working with Joy. We decided to work with her after a very long stint of looking on our own. She then helped us buy our current house and sell our old house. We let her guide us in this process and she was very patient and kind with a picky couple like us. We highly recommend Joy for her professionalism, patience, and thoughtfulness. Verified by RateMyAgent 05/03/26

- Mattie Parsley Jorgensen

Contact Me


Want to take the next step?
I agree to be contacted by the United Real Estate Bluegrass office and Joy Murphy for real estate services via call, email and/or text. Message frequency varies. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Reply HELP for help. View Terms of Service and Privacy Policy. If you'd like to unsubscribe click here.

THINKING OF SELLING YOUR HOUSE ?

Sell with United – No One Makes the Process Easier
From “interested in selling” to “sold for a great price” in four easy steps…

 

Affordability Calculator


Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

$
$
$
You can afford a house up to
{{user.details.affordableValue | currency:undefined:0}}
Based on your income, a house at this price should fit comfortably within your budget. Based on your income, a house at this price may stretch your budget too thin.
{{user.details.payment | currency:undefined:0}}/mo
%
$ %

$ /year %
$ /year

$ /month

Mortgage Calculator


$
$ %
%
$ /year %
$ /year
$ /month
Your Payment {{user.details.yourPayment|currency:undefined:0}}
  • {{labels[0]}}: {{data[0]|currency:undefined:0}}
  • {{labels[1]}}: {{data[1]|currency:undefined:0}}
  • {{labels[2]}}: {{data[2]|currency:undefined:0}}
  • {{labels[3]}}: {{data[3]|currency:undefined:0}}
  • {{labels[4]}}: {{data[4]|currency:undefined:0}}
The results provided by this calculator are estimates intended for general informational purposes only and should not be considered financial advice. Sales prices are based on publicly available listing data. Down payments are estimated using a standard assumption of 20%, and interest rates are based on current market averages, which may vary. Actual loan terms, interest rates, and required down payments will depend on individual lender requirements and buyer qualifications. Please consult with a licensed mortgage or real estate professional for precise figures tailored to your financial situation. Information source from . Calculations are not made by the MLS.

Leave a message for Joy

Want to take the next step?
I agree to be contacted by the United Real Estate Bluegrass office and Joy Murphy for real estate services via call, email and/or text. Message frequency varies. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Reply HELP for help. View Terms of Service and Privacy Policy. If you'd like to unsubscribe click here.