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Testimonials


•super agent!• joy took care of and followed through on every detail that made selling our home pressure free, fun, and fruitful. she provided services beyond expectations and beyond the call of duty. i doubt that any real estate person can match her energy and dedication to her job. she is professional in every way and extremely knowledgeable. we were fortunate to have found her Verified by RateMyAgent 12/20/24

- Ronald Fleischman

•Joy is truly the best!• Joy is an excellent realtor. She listened to us and found what we needed and wanted in a new home. She made the home buying process very enjoyable and fun. Joy spent over 10 months with us making sure we found "our" house. Joy always made us feel like we were her priority and her only client. Joy gave great advice for selling our home, staged it perfectly, and sold it in a matter of hours for more than asking price. I would highly recommend Joy Murphy. If we ever sell/buy again, she is our realtor! *Verified by RateMyAgent 7/11/24

- Mary Rachel Harrington

•A joy to work with Joy!• This is our third time working with Joy Murphy. There's a reason we continue to partner with her. Without Joy's hard work and persistence, we would not be the proud owners of our dream home. She works tirelessly for her clients and maintains a pleasant and professional attitude throughout the often grueling process. We especially appreciate how calm she remained during this particularly stressful search. It's not easy finding a good home in Lexington, but Joy managed to make the experience worthwhile. Verified by RateMyAgent 8/14/24

- Naomi Southerland

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Affordability Calculator


Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

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Based on your income, a house at this price should fit comfortably within your budget. Based on your income, a house at this price may stretch your budget too thin.
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Mortgage Calculator


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The results provided by this calculator are estimates intended for general informational purposes only and should not be considered financial advice. Sales prices are based on publicly available listing data. Down payments are estimated using a standard assumption of 20%, and interest rates are based on current market averages, which may vary. Actual loan terms, interest rates, and required down payments will depend on individual lender requirements and buyer qualifications. Please consult with a licensed mortgage or real estate professional for precise figures tailored to your financial situation. Information source from . Calculations are not made by the MLS.

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Want to take the next step?
I agree to be contacted by the United Real Estate Bluegrass office via call, email and/or text. Message frequency varies. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Reply HELP for help. View Terms of Service and Privacy Policy. If you'd like to unsubscribe click here.